Careers

Qualifications

• Minimum 5+ years of recent experience as a A-Paper Mortgage Underwriter
• Comprehensive understanding and knowledge of current residential lending guidelines
• Current knowledge of federal and state laws pertaining to the mortgage banking industry
• Current knowledge of the mortgage origination process, policies, and procedures
• For FHA: Must have DE certification and recent FHA underwriting experience
• Strong communication skills and ability to effectively interact with agents, processors, and brokers

Requirements

• Review credit documents accordance to FHA, agencies and investor’s guidelines
• Review borrower’s income and assets accordance to FHA, agencies and investor’s guidelines
• Review subject property and appraisal accordance to FHA, agencies and investor’s guidelines
• Review all forms and disclosures making sure they are in compliance with both State and Federal
• Must be able to make loan decision independently (Approve or Decline)
• Sign off conditions submitted by WinPrime’s agents and brokers and clear conditions in LendingQB
• Make sure to check borrower’s signatures throughout file – same signatures
• U/W to run final AUS based final information
• Complete appropriate FHAC screens as needed (including Credit reject) – DE Underwriter
• Complete assigned files within established time frame
• Conditions: must be reviewed and completed within 24-48 hours or established time frame

 Qualifications

• Minimum 5+ years of secondary marketing experience
• Comprehensive understanding and knowledge of current mortgage business
• Current knowledge of federal and state laws pertaining to the mortgage banking industry
• Current knowledge of the mortgage origination process, policies, and procedures
• Use of financial data and Microsoft Excel experience
• Strong communication skills and ability to effectively interact with agents, processors, brokers, and investors

Requirements

• Distribute daily rate sheets
• Confirm and accept rate locks from all retail, wholesale, and correspondent channels
• Monitor and perform any changes to rate locks and rate adjustments
• Manage pipeline to ensure profitability in all market conditions
• Conduct best execution analysis and analyze pull thru data to maximize profitability
• Ability to multi-task
• Maintain positive investor relations to facilitate achieving best execution sales to maximize profitability

Qualifications

• Minimum 3+ years of recent experience as a mortgage funder / closer
• Must have good analytical skills and good with numbers
• Knowledge of new RESPA regulations

Requirements

• Review signed loan documents and review information for accuracy
• Review HUD-1 and confirm accuracy against the disclosed fees
• Review and sign off closing conditions including insurance information
• Verify and balance funding figures in order to wire final loan proceeds to title
• Communicate with loan officer, processor, and escrow officer of all outstanding conditions and keep them updated throughout the closing process

Qualifications

• Min 3+ years of mortgage banking experience
• Must be self motivated and a team player
• Friendly and customer service oriented

Requirements

• Process Conventional and FHA loans
• Assist in clearing UW conditions and meeting doc draw and funding and lock dates
• Send out condition letters to borrowers promptly
• Keep current in Conventional and FHA guidelines
• OWN THE FILE – We want someone that truly views the file like its their own personal loan

 Qualifications

• Min 2+ years of mortgage banking experience
• Must be self motivated and a team player
• Motivated to succeed

Requirements

• Build and maintain strong relationships with mortgage brokers, Loan Officers and Processors
• Manage production pipeline to ensure timely flow through the loan process
• Obtain approval packages for new mortgage brokers when needed
• Responsible for soliciting new business from mortgage brokers in assigned territory
• Stay current in product guideline changes in order to discuss the products to brokers
• Present loan products and pricing to mortgage brokers and assisting brokers in offering our loan products for their customers

 Qualifications

• Min 3+ years of loan officer experience
• Obtain a NMLS License
• Motivated to succeed

Requirements

• Build and maintain strong relationships with realtor, financial advisors, builders, and customers
• Present loan products and rate to customers
• Manage production pipeline to ensure timely flow through the loan process
• Develop marketing and promotional activities in support of your own sales
• Responsible for soliciting new business
• 100% COMMISSION